Free Booklet
VA Loan Booklet
Zero-down benefits, the funding fee, and eligibility — explained.
HomeWise is a free, plain-English educational resource. The sample below is a single page from this booklet so you can see exactly what the writing is like — no surprises. If it's useful and you'd like the full version, the form on the right walks through the simple trade.
What's inside
- Who qualifies — active duty, veterans, National Guard, surviving spouses
- How the VA funding fee actually works (and who's exempt)
- Why VA loans don't need PMI, even with zero down
- Entitlement, second-tier entitlement, and using your benefit more than once
- Common myths that cost veterans money or kill deals
Prefer to read online? See the full guide
HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.
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More Free Booklets
Each topic has its own 1-page sample and full booklet.
- VA Loan Booklet Zero-down benefits, the funding fee, and eligibility — explained.
- FHA Loan Booklet 3.5% down, credit flexibility, and how mortgage insurance works.
- Conventional Loan Booklet Low-down options, PMI, and how to get the best pricing.
- Refinancing Booklet Rate-and-term vs. cash-out, and finding your break-even point.
- First-Time Buyer Booklet A step-by-step roadmap from budgeting to closing day.
- Jumbo Loan Booklet High-balance loans: requirements, rates, and when they make sense.
- DSCR Investor Loan Booklet Qualify on rental income, not personal W-2s — built for investors.
- Reverse Mortgage Booklet How HECMs work, eligibility, and what homeowners 62+ should know.
- HELOC & Home Equity Booklet Compare HELOCs and home equity loans: structure, rates, and use cases.
100% free · instant PDF download · no obligation.