Free Booklet

HomeReady & Home Possible Booklet

HomeReady & Home Possible Calculator Free HomeReady & Home Possible Booklet

Low-down-payment conventional loans: 3% down, income limits, reduced mortgage insurance, and how they compare to FHA.

MortEdu is a free, plain-English educational resource — no jargon, no sales pitch. Here's what's inside; if it's useful, the short form takes a few quick questions and the full PDF is sent to your inbox.

HomeReady & Home Possible Booklet

Free educational PDF · plain-English, no sales pitch.

Preview a sample page

What's inside

Fannie Mae HomeReady: 3% down, income up to 80% of area median (AMI)
Freddie Mac Home Possible: as little as 3-5% down, 80% AMI
Reduced, cancellable mortgage insurance vs. a standard conventional loan
Homeownership education, gift/grant funds, and flexible sources
Side-by-side comparison and how they stack up against FHA 3.5% down

Prefer to read online? See the full guide

MortEdu is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.

Want the complete HomeReady & Home Possible Booklet?

Same plain-English style as the sample — full length, yours to keep, no sales pressure.

Four quick questions. About 30 seconds.

Step 1 of 4 · about 30 seconds

Hi, I'm Murphy. I built MortEdu so home loans feel less mysterious. Four quick questions and the full booklet is yours — no sales calls.

Let's get you the full HomeReady & Home Possible Booklet.

Takes about 30 seconds.

Your full name

Where should we send your copy?

We'll email the download link too, so you can grab it again later.

Email address

What state are you purchasing in?

Down payment assistance and loan programs vary by state — knowing where you're buying makes the booklet more useful.

State you're purchasing in

Last step.

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MortEdu is an educational resource — not a lender, mortgage broker, or financial advisor. The booklet is for learning only and is not an offer to lend or financial advice. Always consult a licensed professional before making a decision. We don't sell your information. See our Privacy Policy.

HomeReady & Home Possible Calculator

Answer a few quick questions to see your estimated monthly payment — for educational purposes only.

For educational purposes only — not a quote or an offer of credit. Your actual rate, taxes, insurance, and fees vary by lender, property, and credit profile.

HomeReady & Home Possible Booklet

What's inside

Want the complete HomeReady & Home Possible Booklet?

Let's get you the full HomeReady & Home Possible Booklet.

Where should we send your copy?

What state are you purchasing in?

Last step.

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HomeReady & Home Possible Calculator