Free Booklet

FHA Loan Booklet

3.5% down, credit flexibility, and how mortgage insurance works.

HomeWise is a free, plain-English educational resource — no jargon, no sales pitch. Here's what's inside; if it's useful, the short form takes a few quick questions and the full PDF is sent to your inbox.

FHA Loan Booklet

Free educational PDF · plain-English, no sales pitch.

Preview a sample page

What's inside

Minimum credit score and down-payment rules in plain English
How FHA mortgage insurance (UFMIP + monthly MIP) is calculated
When FHA makes sense — and when conventional would cost you less
FHA loan limits and how they vary by county
Property condition rules that can sink a deal

Prefer to read online? See the full guide

HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.

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Same plain-English style as the sample — full length, yours to keep, no sales pressure.

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We'll email the download link too, so you can grab it again later.

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Which state are you in?

Loan programs and limits vary by state — knowing yours makes the booklet more useful.

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HomeWise is an educational resource — not a lender, mortgage broker, or financial advisor. The booklet is for learning only and is not an offer to lend or financial advice. Always consult a licensed professional before making a decision. We don't sell your information. See our Privacy Policy.

FHA Loan Calculator

Answer a few quick questions to see your estimated monthly payment — for educational purposes only.

For educational purposes only — not a quote or an offer of credit. Your actual rate, taxes, insurance, and fees vary by lender, property, and credit profile.

FHA Loan Booklet

What's inside

Want the complete FHA Loan Booklet?

Let's get you the full FHA Loan Booklet.

Where should we send your copy?

Which state are you in?

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FHA Loan Calculator