Free Booklet
DSCR Investor Loan Booklet
Qualify on rental income, not personal W-2s — built for investors.
HomeWise is a free, plain-English educational resource. The sample below is a single page from this booklet so you can see exactly what the writing is like — no surprises. If it's useful and you'd like the full version, the form on the right walks through the simple trade.
What's inside
- How DSCR (debt service coverage ratio) is calculated and what lenders want
- Why personal income, tax returns, and W-2s don't matter here
- Down-payment, reserve, and credit minimums for investor loans
- Short-term rental, long-term rental, and mixed-use eligibility
- Scaling a rental portfolio without tripping conventional caps
Prefer to read online? See the full guide
HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.
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