Free Booklet

Down Payment Assistance Booklet

Down Payment Assistance Calculator Free Down Payment Assistance Booklet

The four types of assistance, how they work with each loan program, and where to find legitimate programs.

MortEdu is a free, plain-English educational resource — no jargon, no sales pitch. Here's what's inside; if it's useful, the short form takes a few quick questions and the full PDF is sent to your inbox.

Down Payment Assistance Booklet

Free educational PDF · plain-English, no sales pitch.

Preview a sample page

What's inside

The four types of DPA — grants, forgivable, deferred, and repayable seconds
How assistance works with FHA, VA, USDA, and conventional loans
FHA gift-fund and prohibited-source rules in plain English
Income limits, first-time definitions, and homebuyer-education requirements
Where to find legitimate programs — HUD, your state HFA, HUD-approved counselors

Prefer to read online? See the full guide

MortEdu is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.

Want the complete Down Payment Assistance Booklet?

Same plain-English style as the sample — full length, yours to keep, no sales pressure.

Four quick questions. About 30 seconds.

Step 1 of 4 · about 30 seconds

Hi, I'm Murphy. I built MortEdu so home loans feel less mysterious. Four quick questions and the full booklet is yours — no sales calls.

Let's get you the full Down Payment Assistance Booklet.

Takes about 30 seconds.

Your full name

Where should we send your copy?

We'll email the download link too, so you can grab it again later.

Email address

What state are you purchasing in?

Down payment assistance and loan programs vary by state — knowing where you're buying makes the booklet more useful.

State you're purchasing in

Last step.

Phone is required to receive the full booklet. We never make sales calls — we use it to deliver the PDF link by text as a backup and (only if you opt in) for occasional educational updates.

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MortEdu is an educational resource — not a lender, mortgage broker, or financial advisor. The booklet is for learning only and is not an offer to lend or financial advice. Always consult a licensed professional before making a decision. We don't sell your information. See our Privacy Policy.

Down Payment Assistance Calculator

Answer a few quick questions to see your estimated monthly payment — for educational purposes only.

For educational purposes only — not a quote or an offer of credit. Your actual rate, taxes, insurance, and fees vary by lender, property, and credit profile.

Down Payment Assistance Booklet

What's inside

Want the complete Down Payment Assistance Booklet?

Let's get you the full Down Payment Assistance Booklet.

Where should we send your copy?

What state are you purchasing in?

Last step.

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Down Payment Assistance Calculator