Free Booklet
Debt Consolidation via Home Equity Booklet
When using home equity to pay off cards makes sense — and when it's a trap.
HomeWise is a free, plain-English educational resource. The sample below is a single page from this booklet so you can see exactly what the writing is like — no surprises. If it's useful and you'd like the full version, the form on the right walks through the simple trade.
What's inside
- The math: when consolidation actually saves money
- The behavioral risk: why 40-50% of consolidators re-accumulate debt
- HELOC vs. HELOAN vs. cash-out refi vs. balance-transfer card
- Why this interest is NOT tax-deductible (and what is)
- Non-profit credit counseling: a no-loan alternative to consider first
Prefer to read online? See the full guide
HomeWise is an educational resource, not a lender. This booklet is for learning — always confirm current figures and terms with a licensed mortgage professional.
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